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3 Magic Piggy Banks: Hold & Win Slot Review

by Hacksaw GamingReleased Sep 22, 2026

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Three cartoon pigs sit above a 5x3 grid that pays almost nothing on its own, and cracking one open is the entire game. Pink runs a respin of additive multiplier wilds, gold runs the coin hold-and-win, purple hands out 7 to 15 free spins. A 2,500x ceiling is small for Hacksaw, and that is deliberate.

Demo player curtain

Specifications

Game TypeSlots
RTP96.3%
VolatilityMedium
Max Win2,500x
Grid5x3
Paylines17 fixed paylines
Min Bet$0.05
Max Bet$400
Hit Freq47.29%
Themes
Features

3 Magic Piggy Banks: Hold & Win Slot Overview

Three cartoon pigs sit in gold niches above the reels, and smashing one open is the whole point of the game. The 5x3 grid underneath pays almost nothing on its own: seventeen fixed lines, and the best five-of-a-kind is worth 8x the bet. That thin base game exists to land Lucky Hammer symbols, which charge the pink, gold and purple banks overhead.

Each bank pays differently. Pink runs a respin full of multiplier wilds, gold runs the hold-and-win coin round the title advertises, and purple hands out free spins. Only one bank activates per spin, so there is no stacking them.

Hacksaw built this on the bones of 3 Cursed Chests, with pirate chests repainted as pigs. Medium volatility, 96.30% RTP on the top build, and a 2,500x ceiling that is small for this studio.

Theme & Design

The setting is a cartoon bank vault done in full showroom gold: a ribbed blue-and-teal rotunda wall studded with light bulbs, mountains of coins piled either side of the reels and running off toward the horizon. The three pigs sit in arched niches directly above the grid, each holding its own prop. The pink one clutches a W, the gold one wears a red bow tie and a coin, the purple one holds a pair of FS letters. During a bonus a column of heart-shaped lives lights up beside each of them.

Symbol art is where it turns ordinary. The royals are 10-J-Q-K-A cut from green glass, and above them sit cherries, a lemon, a purple plum, a blue horseshoe and a cyan diamond, all glossy and softly shaded, none of them connected to the heist idea in any way. It reads well at speed and it is pleasant to look at. It also looks like a dozen other bright cartoon slots, and the pigs are doing all the identity work by themselves.

Symbols & Paytable

SymbolPayout
Diamond / Horseshoe2x / 3x / 8x for 3/4/5the two top line symbols, and 8x is the ceiling on any base-game line
Plum / Lemon / Cherries0.6x / 1x / 4x for 3/4/5
A K Q J 100.2x / 0.6x / 1.2x for 3/4/5
Wild8x for five of a kindsubstitutes for every paying symbol, but lands only inside the Magic Wild Respin, so that row never appears in normal play
Wild Multiplier2x to 100xeleven values (2, 3, 4, 5, 10, 15, 20, 25, 50, 75, 100); several in one win are added together, not multiplied
Cash Coin0.2x to 1,000xBronze 0.2x-1x, Silver 2x-5x, Gold 10x-25x, Diamond 50x-1,000x; sticky, and only in the Magic Coins Bonus
Lucky Hammer (pink, gold, purple)no payoutcharges the matching bank; one Hammer per colour per spin
FS symbolone free spin eachlands only in the Magic FS Respin
FS Upgradeno payoutturns the awarded round from Swindle and Swine into Epig Heist
Dead symbolno payouta blank whose job is to end respins

Features & How They Work

Three Piggy Banks, One Per Spin

The pink, gold and purple banks sit outside the grid. A Lucky Hammer in a matching colour charges its bank, and only one Hammer of each colour lands on a given spin. Once a bank is charged there is a chance it activates once the spin's wins have settled. The charging display has no bearing on whether it fires, which is worth knowing before anyone starts reading it as a progress meter. And whatever is showing up there, one bank at most goes off per spin.

Magic Wild Respin (Pink)

A single respin where regular paying symbols, Wilds and Wild Multipliers land together. The multipliers carry 2x, 3x, 4x, 5x, 10x, 15x, 20x, 25x, 50x, 75x or 100x. When two or more join the same winning combination the values are added, not multiplied, so a 100x alongside a 2x pays 102x rather than 200x. That one rule is the biggest brake on the game's top end, and it explains a lot about why the ceiling sits where it does.

Magic Coins Bonus (Gold)

A hold-and-win with three lives, drawn as hearts beside the gold pig. Coins land carrying a cash value and stick for the rest of the sequence: Bronze pays 0.2x, 0.4x or 1x, Silver 2x through 5x, Gold 10x through 25x, and Diamond 50x, 100x, 150x, 200x, 250x, 500x or 1,000x. Every Coin that lands refills the lives back to three, so a run only dies once the grid goes cold. Dead symbols land blank and burn a life. It closes when the lives run out or the grid fills.

Magic FS Respin (Purple)

A respin where nothing lands except Dead and FS symbols. Seven FS symbols award Swindle and Swine. Six FS plus an FS Upgrade award Epig Heist instead. Each FS symbol is one free spin, so the round comes out at 7 to 15 spins depending on what stuck.

Swindle and Swine and Epig Heist

Swindle and Swine keeps the base game intact and adds a guarantee: when the third Lucky Hammer of one colour lands, that bank must activate. Banks can still fire early on their own, and when one does the count resets and three fresh hammers of that colour are needed again. Epig Heist takes the counting out altogether, since any Lucky Hammer that lands activates its bank on the spot. That makes it a different round rather than a longer one. A Magic Coins sequence uses up one free spin, and extra spins won inside either bonus run 2 to 10.

Four Ways to Pay In (Two of Them Are Not Buys)

Magic FS FeatureSpins at 3x per spin and Piggy Bank FeatureSpins at 40x per spin are surcharges added to every spin until the disable button is pressed. The cheap one makes a Purple Hammer five times more likely; the expensive one guarantees all three Hammers land and one bank triggers. Swindle and Swine at 90x and Epig Heist at 200x are ordinary one-off entries. Three of the four run 96.32%, above the base game's 96.30%, with only the 3x option below it at 96.28%. Buys ignore the 0.05 to 400.00 bet range entirely, so at maximum stake Epig Heist costs 80,000.

Screenshots

3 Magic Piggy Banks slot 5x3 grid with a 0.40 cash coin landed and the pink, gold and purple banks above the reels
3 Magic Piggy Banks slot 5x3 grid with a 0.40 cash coin landed and the pink, gold and purple banks above the reels

How 3 Magic Piggy Banks: Hold & Win Plays

Spinning the base game is a strange experience for a Hacksaw title, because winning hardly registers. Line hits arrive often, close to one spin in two, and nearly all of them hand back small change against the stake. The balance barely moves either way. What a player is actually watching is the three niches above the reels, waiting on a coloured hammer.

And that wait is oddly flat, because charging a bank is not the same as filling one. The lights come on, then nothing happens. No ladder to climb, no near-miss to groan at, which drains a lot of the tension hold-and-win designs usually run on. For my money that is the weak spot, more than any figure on the spec sheet.

The bonus rounds fix it. Inside Swindle and Swine the hammers finally count for something, so every spin carries a state a player can track, and the round moves briskly with coins sticking and wilds dropping in between. It plays like a better game for those ten or so spins. Then it hands back to the quiet.

Pros & Cons

Pros

  • Three distinct bonus routes off one loop, so the features never repeat themselves
  • Coin lives refill on every Coin, which keeps hold-and-win sequences alive longer than most
  • Three of the four paid entries run a slightly higher RTP than the base game
  • Bright, legible art that stays readable at speed

Cons

  • 2,500x is a low ceiling for this studio, and the additive multiplier rule keeps the big spins rare
  • Bank activation is pure chance once charged, so the build-up tells a player nothing
  • Mechanically a repaint of 3 Cursed Chests, down to the three-container structure
  • Symbol set is generic fruit and royals with no link to the theme

Is 3 Magic Piggy Banks: Hold & Win Worth Playing?

5/10

Reception is split and both sides land a hit. One reading calls it functional and forgettable, knocking the borrowed mechanics and the plain art. The other rates it warmly as a varied, medium-volatility game that does exactly what it advertises. Both survive a session intact, because the machinery works cleanly and none of it is new.

The 2,500x cap is the sticking point. Hacksaw made its name on five-figure ceilings, and capping this one so low is a deliberate pairing with the medium volatility and the 47% hit rate: smaller swings, smaller peaks, more spins per euro. Anyone here for the studio's usual maths will find it tame. The three-bank loop is genuinely good structure, though, and the coin round in particular has more staying power than the 8x base paytable suggests.

One thing changes the calculation more than anything in the paytable does. This build runs 96.30%, and the same game ships at 94.37%, 92.30% and 86.29% depending on which version an operator has loaded. That spread is worth more than every multiplier in the Magic Wild Respin.

Frequently Asked Questions

What is the maximum win in 3 Magic Piggy Banks: Hold & Win?

2,500x the bet, and it is reachable in the base game as well as in either bonus round. Hitting it stops the round on the spot, and any free spins still owed are discarded.

How do you trigger the free spins?

The purple Piggy Bank starts the Magic FS Respin, where only Dead and FS symbols land. Seven FS symbols award Swindle and Swine, while six FS plus an FS Upgrade award the stronger Epig Heist. Each FS symbol is one free spin, so rounds run 7 to 15 spins.

What is the RTP of 3 Magic Piggy Banks?

96.30% on the build tested here, calculated over ten billion simulated rounds. Hacksaw also supplies 94.37%, 92.30% and 86.29% versions that operators can choose instead. Buying a feature shifts it slightly, to 96.32% for three of the four options and 96.28% for the cheapest.

Can you buy the bonus?

Yes, but only two of the four paid options are true buys: Swindle and Swine at 90x the bet and Epig Heist at 200x. The other two are FeatureSpins, a surcharge of 3x or 40x charged on every single spin until it is switched off again.

Is the game suitable for players under 18?

No. Real-money play is restricted to players of legal gambling age in their jurisdiction, usually 18 or over. The cartoon pigs and bright colours do not change that, and demo play should be treated as entertainment rather than practice.
Arina

Reviewed by Arina, PR & Content Manager

PR & Content Manager at SlotsReach

Published 14 Aug 2026 · Updated 14 Aug 2026